> ## Documentation Index > Fetch the complete documentation index at: https://developer.meow.com/llms.txt > Use this file to discover all available pages before exploring further. # Get Bill Pay Settings > Returns how bill pay is configured for your entity: whether it is on, which account bills are funded from by default, and how many dashboard approvals a bill needs before it pays. ## OpenAPI ````yaml GET /billpay/settings openapi: 3.1.0 info: title: Meow API description: > ## Overview The Meow API provides financial services and billing capabilities for your business. ### Core Features - **Financial data access**: access account information, transactions, balances, and payment networks. - **Crypto operations**: create and manage crypto contacts, and initiate USDC transfers across blockchain networks. - **Bill pay**: draft bills payable to your vendors and track them through payment. ### Bill Pay API The Bill Pay API lets you create bills for your vendors and track them through payment: - **Bill drafting**: create bills as drafts. Nothing is paid until someone approves the bill in the Meow dashboard. - **Attachments**: upload invoices and supporting documents to a bill. - **Bulk loads**: send an `Idempotency-Key` with every create so a retry never duplicates a bill. Drafting is capped at 500 bills per rolling 24 hours per creator — your entity key, or the user a user-scoped key acts as. Creates past the cap return `429 Too Many Requests`. ### Billing API The Billing API lets you create and manage invoices and collect payments: - **Product management**: create and manage products with custom pricing. - **Customer management**: maintain invoicing customers with their addresses. - **Invoice creation**: generate invoices with line items, discounts, and custom notes. - **Payment options**: accept payments via ACH, wire, international wire, card, and USDC. - **Collection accounts**: configure accounts for payment collection. ### Getting Started Authenticate by sending your API key in the `x-api-key` request header. To scope requests to a specific entity, include the `x-entity-id` header. Use the `/api-keys/accessible-entities` endpoint to list all entities accessible by your API key. ### Rate Limits Each API key has a limit of 1,200 requests per minute, unless Meow has agreed a different limit with you. The limit works as a token bucket: you can spend the whole minute at once, and requests return steadily over the minute. Responses carry the `RateLimit-Policy` and `RateLimit` headers. They show your limit, the requests you have left, and the seconds until your full limit is back. These headers are informational today: going over the limit is logged, not rejected. A separate, coarser safeguard protects the API from abusive traffic and can reject requests with `429 Too Many Requests`. It returns a `Retry-After` header and a body with `error_code` set to `rate_limited` and a `message`, but not the quota headers above. Wait at least `Retry-After` seconds and add a small random delay. If the retry is limited again, back off exponentially. Send an `Idempotency-Key` when you retry a request that creates something or moves money. ### Error Responses Errors return JSON with `code`, `message`, and `debug_message`. The `code` aligns with FDX where possible; use `debug_message` for troubleshooting only. Common error codes: - `500`: Internal server error - `501`: Subsystem unavailable - `503`: Scheduled maintenance - `601`: Data not found - `602`: Customer not authorized - `701`: Account not found - `703`: Invalid input (including invalid date ranges) - `704`: Account type not supported - `705`: Account is closed - `801`: Transaction not found contact: name: Meow url: https://meow.com/ email: support@meow.com version: 1.0.0 license: name: Proprietary url: https://www.meow.com/terms-of-service servers: - url: https://api.meow.com/v1 description: Meow API Production - url: https://api.sandbox.meow.com/v1 description: Meow API Sandbox - url: https://api.dev.meow.com/v1 description: Meow API Development security: - apiKeyAuth: [] tags: - name: API Keys description: Retrieve metadata about API keys and their accessible entities. - name: Accounts description: Access and manage accounts. - name: Approvals - name: Balances description: Retrieve account balances and available funds. - name: Bill Pay - name: Bills description: View and manage bills for vendor payments. - name: Cards description: Manage virtual and physical cards, and view transactions and insights. - name: Collection Accounts description: Manage accounts for payment collection. - name: Contacts description: Manage contacts for crypto and USDC transfers. - name: Customers description: Manage invoicing customers and their details. - name: Entities - name: Feature Access description: >- Request access to restricted features, such as international payments, and track the status of your requests. - name: Invoices description: Create and manage invoices. - name: Limits - name: Line Items description: Manage invoice line items. - name: Partner Onboarding description: Onboard entities using your partner API key. - name: Partner Webhooks - name: Payment Methods description: View available payment method types. - name: Payment Networks description: Manage payment networks and routing information. - name: Products description: Manage products and pricing for invoicing. - name: Reimbursements description: View reimbursement requests by employee. - name: Routing Numbers description: Validate routing numbers and retrieve bank information. - name: Security Policies - name: Simulations description: >- Trigger simulated events (inbound transfers, card authorizations, application approval) to test integrations end-to-end without real money movement. **Not available in production**: these endpoints exist only in sandbox and development environments and return `404 Not Found` in production. - name: Tax Forms description: Retrieve IRS tax forms (1099 family) issued for accounts. - name: Transactions description: Retrieve account transaction history and details. - name: Transfers description: >- Initiate ACH, wire, book, and crypto transfers, and retrieve transfer details. - name: Users description: View active users for your entity. - name: Webhooks description: Manage webhook subscriptions and inspect delivery history. - name: Wire Drawdowns description: >- Review vendor requests to draw funds by wire, and pre-authorize trusted vendors. paths: /billpay/settings: get: tags: - Bill Pay summary: Get Bill Pay Settings description: >- Returns how bill pay is configured for your entity: whether it is on, which account bills are funded from by default, and how many dashboard approvals a bill needs before it pays. operationId: get_billpay_settings parameters: - $ref: '#/components/parameters/EntityIdHeader' responses: '200': description: Successful Response content: application/json: schema: $ref: '#/components/schemas/BillpaySettingsResponse' '400': $ref: '#/components/responses/BadRequest' '401': $ref: '#/components/responses/Unauthorized' '403': $ref: '#/components/responses/Forbidden' '429': $ref: '#/components/responses/RateLimited' security: - apiKeyAuth: - billpay:read components: parameters: EntityIdHeader: name: x-entity-id in: header required: false schema: type: string format: uuid description: Optional `entity_id` to scope requests to a specific entity. schemas: BillpaySettingsResponse: properties: is_enabled: type: boolean title: Is Enabled description: >- Whether bill pay is turned on for this entity. Bills can be drafted before it is, but nothing pays out until it is, and the rest of the bill pay endpoints reject the entity while it is `false`. default_account_id: anyOf: - type: string - type: 'null' title: Default Account Id description: >- The account a bill is funded from when you create one without an `account_id`, in the same id format returned by `GET /accounts`. approval_mode: anyOf: - $ref: '#/components/schemas/BillpayApprovalSettingsEnum' - type: 'null' description: >- How many dashboard approvals a bill needs before it pays: `AUTO_APPROVAL`, `ONE_ADMIN_APPROVAL`, or `ALL_ADMINS_APPROVAL`. class_enabled: type: boolean title: Class Enabled description: >- Whether your accounting settings collect a QuickBooks Class on each bill line. Send `class_external_id` on a line mapping only while this is true. default: false class_required: type: boolean title: Class Required description: >- Whether every line must name a Class before the bill can sync. While this is true, `POST /bills/{bill_id}/accounting-mappings` rejects a mapping that leaves any line without one. default: false type: object required: - is_enabled title: BillpaySettingsResponse BillpayApprovalSettingsEnum: type: string enum: - AUTO_APPROVAL - ONE_ADMIN_APPROVAL - ALL_ADMINS_APPROVAL title: BillpayApprovalSettingsEnum CustomerApiError: oneOf: - $ref: '#/components/schemas/CustomerApiServiceError' - $ref: '#/components/schemas/CustomerApiGatewayError' CustomerApiGatewayError: type: object required: - error_code - message properties: error_code: type: string message: type: string CustomerApiServiceError: type: object required: - code - message - debug_message properties: code: type: integer message: type: string debug_message: type: string responses: BadRequest: description: The request could not be processed. content: application/json: schema: $ref: '#/components/schemas/CustomerApiError' Unauthorized: description: Authentication failed. content: application/json: schema: $ref: '#/components/schemas/CustomerApiGatewayError' Forbidden: description: The API key is not authorized for this operation. content: application/json: schema: $ref: '#/components/schemas/CustomerApiGatewayError' RateLimited: description: Too many requests. headers: Retry-After: schema: type: integer content: application/json: schema: $ref: '#/components/schemas/CustomerApiGatewayError' securitySchemes: apiKeyAuth: type: apiKey in: header name: x-api-key description: Your Meow API key, sent in the `x-api-key` header for authentication. x-scopes: - accounts:read - accounts:write - accounts:payment-networks - accounts:transactions - accounts:balances - accounts:statements - accounts:tax-documents - entity:create - transfers:crypto:write - transfers:usdc:write - transfers:ach:write - transfers:wire:write - transfers:book:write - transfers:international:write - contacts:read - contacts:write - billing:products:read - billing:products:write - billing:customers:read - billing:customers:write - billing:invoices:read - billing:invoices:write - billing:accounts:read - billpay:read - billpay:write - onboarding:read - onboarding:write - cards:read - cards:write - reimbursements:read - users:read - webhooks:read - webhooks:write - partner:onboarding:read - partner:onboarding:write - partner:webhooks:read - partner:webhooks:write - simulations:write - banking:limits:read - banking:limits:write - feature-access:read - feature-access:write ````