> ## Documentation Index
> Fetch the complete documentation index at: https://developer.meow.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Create Application

> Create a new onboarding application with business details. The applicant receives an invitation email to set their password and complete onboarding.



## OpenAPI

````yaml POST /partner/applications
openapi: 3.1.0
info:
  title: Meow API
  description: >
    ## Overview


    The Meow API provides financial services and billing capabilities for your
    business.


    ### Core Features


    - **Financial data access**: access account information, transactions,
    balances, and payment networks.

    - **Crypto operations**: create and manage crypto contacts, and initiate
    USDC transfers across blockchain networks.


    ### Billing API


    The Billing API lets you create and manage invoices and collect payments:


    - **Product management**: create and manage products with custom pricing.

    - **Customer management**: maintain invoicing customers with their
    addresses.

    - **Invoice creation**: generate invoices with line items, discounts, and
    custom notes.

    - **Payment options**: accept payments via ACH, wire, international wire,
    card, and USDC.

    - **Collection accounts**: configure accounts for payment collection.


    ### Getting Started


    Authenticate by sending your API key in the `x-api-key` request header.


    To scope requests to a specific entity, include the `x-entity-id` header.
    Use the `/api-keys/accessible-entities` endpoint to list all entities
    accessible by your API key.


    ### Error Responses


    Errors return JSON with `code`, `message`, and `debug_message`. The `code`
    aligns with FDX where possible; use `debug_message` for troubleshooting
    only.


    Common error codes:


    - `500`: Internal server error

    - `501`: Subsystem unavailable

    - `503`: Scheduled maintenance

    - `601`: Data not found

    - `602`: Customer not authorized

    - `701`: Account not found

    - `703`: Invalid input (including invalid date ranges)

    - `704`: Account type not supported

    - `705`: Account is closed

    - `801`: Transaction not found
  contact:
    name: Meow
    url: https://meow.com/
    email: support@meow.com
  version: 1.0.0
  license:
    name: Proprietary
    url: https://www.meow.com/terms-of-service
servers:
  - url: https://api.meow.com/v1
    description: Meow API Production
  - url: https://api.sandbox.meow.com/v1
    description: Meow API Sandbox
security:
  - apiKeyAuth: []
tags:
  - name: API Keys
    description: Retrieve metadata about API keys and their accessible entities.
  - name: Accounts
    description: Access and manage accounts.
  - name: Approvals
  - name: Balances
    description: Retrieve account balances and available funds.
  - name: Bills
    description: View and manage bills for vendor payments.
  - name: Cards
    description: Manage virtual and physical cards, and view transactions and insights.
  - name: Collection Accounts
    description: Manage accounts for payment collection.
  - name: Contacts
    description: Manage contacts for crypto and USDC transfers.
  - name: Customers
    description: Manage invoicing customers and their details.
  - name: Entities
  - name: Invoices
    description: Create and manage invoices.
  - name: Limits
  - name: Line Items
    description: Manage invoice line items.
  - name: Partner Onboarding
    description: Onboard entities using your partner API key.
  - name: Partner Webhooks
  - name: Payment Methods
    description: View available payment method types.
  - name: Payment Networks
    description: Manage payment networks and routing information.
  - name: Products
    description: Manage products and pricing for invoicing.
  - name: Routing Numbers
    description: Validate routing numbers and retrieve bank information.
  - name: Security Policies
  - name: Simulations
    description: >-
      Trigger simulated events — inbound transfers, card authorizations,
      application approval — to test integrations end-to-end without real money
      movement. **Not available in production**: these endpoints exist only in
      sandbox and development environments and return `404 Not Found` in
      production.
  - name: Tax Forms
    description: Retrieve IRS tax forms (1099 family) issued for accounts.
  - name: Transactions
    description: Retrieve account transaction history and details.
  - name: Transfers
    description: >-
      Initiate ACH, wire, book, and crypto transfers, and retrieve transfer
      details.
  - name: Webhooks
    description: Manage webhook subscriptions and inspect delivery history.
paths:
  /partner/applications:
    post:
      tags:
        - Partner Onboarding
      summary: Create Application
      description: >-
        Create a new onboarding application with business details. The applicant
        receives an invitation email to set their password and complete
        onboarding.
      operationId: create_application_partner_applications_post
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/PartnerCreateApplicationRequest'
      responses:
        '201':
          description: Successful Response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PartnerApplicationResponse'
        '422':
          description: Validation Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/HTTPValidationError'
      security:
        - apiKeyAuth:
            - partner:onboarding:write
components:
  schemas:
    PartnerCreateApplicationRequest:
      properties:
        business_name:
          type: string
          maxLength: 400
          title: Business Name
          description: Legal business name.
          examples:
            - Catnip Coffee Co
        business_date_of_incorporation:
          $ref: '#/components/schemas/DateString'
          description: Date the business was incorporated.
        incorporation_state:
          anyOf:
            - $ref: '#/components/schemas/StateCode'
            - type: 'null'
          description: State or jurisdiction of incorporation.
          examples:
            - DE
        legal_structure:
          $ref: '#/components/schemas/LegalStructure'
          description: Legal structure of the business (e.g. `llc`, `corp`).
        business_address:
          $ref: '#/components/schemas/OnboardingAddress'
          description: Registered legal business address.
        physical_address:
          anyOf:
            - $ref: '#/components/schemas/OnboardingAddress'
            - type: 'null'
          description: >-
            Primary operating address. Omit it when the business operates at its
            registered legal address; that address is then used as the physical
            address too.
        user_email:
          type: string
          format: email
          title: User Email
          description: >-
            Email address of the primary representative who will own the
            account.
        partner_reference_id:
          anyOf:
            - type: string
            - type: 'null'
          title: Partner Reference Id
          description: >-
            Your own reference ID for this application, used to make creation
            idempotent.
      type: object
      required:
        - business_name
        - business_date_of_incorporation
        - legal_structure
        - business_address
        - user_email
      title: PartnerCreateApplicationRequest
    PartnerApplicationResponse:
      properties:
        entity_id:
          type: string
          format: uuid
          title: Entity Id
          description: >-
            Public ID of the onboarded business entity, stable across the
            onboarding lifecycle and matching the `entity_id` used in the
            Customer API, MCP, and webhook payloads.
        status:
          $ref: '#/components/schemas/OnboardingApplicationStatus'
          description: Current onboarding status.
        business_name:
          anyOf:
            - type: string
            - type: 'null'
          title: Business Name
          description: Legal business name.
        created_at:
          $ref: '#/components/schemas/Timestamp'
          description: ISO 8601 timestamp of when the entity was created.
        updated_at:
          $ref: '#/components/schemas/Timestamp'
          description: ISO 8601 timestamp of when onboarding was last updated.
        application_id:
          type: string
          format: uuid
          title: Application Id
          description: Unique application identifier.
        partner_reference_id:
          anyOf:
            - type: string
            - type: 'null'
          title: Partner Reference Id
          description: Your reference ID.
        onboarding_url:
          type: string
          title: Onboarding Url
          description: URL the applicant opens to complete onboarding.
      type: object
      required:
        - entity_id
        - status
        - business_name
        - created_at
        - updated_at
        - application_id
        - partner_reference_id
        - onboarding_url
      title: PartnerApplicationResponse
    HTTPValidationError:
      properties:
        detail:
          items:
            $ref: '#/components/schemas/ValidationError'
          type: array
          title: Detail
      type: object
      title: HTTPValidationError
    DateString:
      type: string
      format: date
      title: DateString
      description: >-
        ISO 8601 full-date in the format `YYYY-MM-DD` (per [IETF RFC
        3339](https://xml2rfc.tools.ietf.org/public/rfc/html/rfc3339.html#anchor14)).
    StateCode:
      type: string
      enum:
        - AL
        - AK
        - AZ
        - AR
        - CA
        - CO
        - CT
        - DC
        - DE
        - FL
        - GA
        - HI
        - ID
        - IL
        - IN
        - IA
        - KS
        - KY
        - LA
        - ME
        - MD
        - MA
        - MI
        - MN
        - MS
        - MO
        - MT
        - NE
        - NV
        - NH
        - NJ
        - NM
        - NY
        - NC
        - ND
        - OH
        - OK
        - OR
        - PA
        - RI
        - SC
        - SD
        - TN
        - TX
        - UT
        - VT
        - VA
        - WA
        - WV
        - WI
        - WY
        - PR
      title: StateCode
      x-enum-varnames:
        - AL
        - AK
        - AZ
        - AR
        - CA
        - CO
        - CT
        - DC
        - DE
        - FL
        - GA
        - HI
        - ID
        - IL
        - IN
        - IA
        - KS
        - KY
        - LA
        - ME
        - MD
        - MA
        - MI
        - MN
        - MS
        - MO
        - MT
        - NE
        - NV
        - NH
        - NJ
        - NM
        - NY
        - NC
        - ND
        - OH
        - OK
        - OR
        - PA
        - RI
        - SC
        - SD
        - TN
        - TX
        - UT
        - VT
        - VA
        - WA
        - WV
        - WI
        - WY
        - PR
    LegalStructure:
      type: string
      enum:
        - ccorp
        - corp
        - estate
        - foreign_entity
        - llc
        - llp
        - lp
        - nonprofit
        - partnership
        - scheme
        - scorp
        - soleprop
        - trust
      title: LegalStructure
    OnboardingAddress:
      properties:
        address:
          type: string
          maxLength: 900
          minLength: 1
          title: Address
          description: Street address line 1.
          examples:
            - 9 Whisker Way
        address_2:
          anyOf:
            - type: string
              maxLength: 900
            - type: 'null'
          title: Address 2
          description: Street address line 2.
          examples:
            - Suite 9
        city:
          type: string
          maxLength: 300
          minLength: 1
          title: City
          description: City name.
          examples:
            - San Francisco
        state:
          anyOf:
            - type: string
              maxLength: 300
            - type: 'null'
          title: State
          description: State or province code.
          examples:
            - CA
        zip:
          type: string
          maxLength: 100
          minLength: 1
          title: Zip
          description: Postal or ZIP code.
          examples:
            - '94105'
        country:
          $ref: '#/components/schemas/CountryCodeAlpha2'
          description: ISO 3166-1 alpha-2 country code.
      type: object
      required:
        - address
        - city
        - zip
        - country
      title: OnboardingAddress
    OnboardingApplicationStatus:
      type: string
      enum:
        - pending_document_upload
        - pending_user_action
        - submitted
        - under_review
        - approved
        - rejected
      title: OnboardingApplicationStatus
    Timestamp:
      type: string
      format: date-time
      title: Timestamp
      description: >-
        ISO 8601 date-time in the format `YYYY-MM-DDThh:mm:ss.nnn[Z|[+|-]hh:mm]`
        (per [IETF RFC
        3339](https://xml2rfc.tools.ietf.org/public/rfc/html/rfc3339.html#anchor14)).
    ValidationError:
      properties:
        loc:
          items:
            anyOf:
              - type: string
              - type: integer
          type: array
          title: Location
        msg:
          type: string
          title: Message
        type:
          type: string
          title: Error Type
      type: object
      required:
        - loc
        - msg
        - type
      title: ValidationError
    CountryCodeAlpha2:
      type: string
      enum:
        - AW
        - AF
        - AO
        - AI
        - AX
        - AL
        - AD
        - AE
        - AR
        - AM
        - AS
        - AQ
        - TF
        - AG
        - AU
        - AT
        - AZ
        - BI
        - BE
        - BJ
        - BQ
        - BF
        - BD
        - BG
        - BH
        - BS
        - BA
        - BL
        - BY
        - BZ
        - BM
        - BO
        - BR
        - BB
        - BN
        - BT
        - BV
        - BW
        - CF
        - CA
        - CC
        - CH
        - CL
        - CN
        - CI
        - CM
        - CD
        - CG
        - CK
        - CO
        - KM
        - CV
        - CR
        - CU
        - CW
        - CX
        - KY
        - CY
        - CZ
        - DE
        - DJ
        - DM
        - DK
        - DO
        - DZ
        - EC
        - EG
        - ER
        - EH
        - ES
        - EE
        - ET
        - FI
        - FJ
        - FK
        - FR
        - FO
        - FM
        - GA
        - GB
        - GE
        - GG
        - GH
        - GI
        - GN
        - GP
        - GM
        - GW
        - GQ
        - GR
        - GD
        - GL
        - GT
        - GF
        - GU
        - GY
        - HK
        - HM
        - HN
        - HR
        - HT
        - HU
        - ID
        - IM
        - IN
        - IO
        - IE
        - IR
        - IQ
        - IS
        - IL
        - IT
        - JM
        - JE
        - JO
        - JP
        - KZ
        - KE
        - KG
        - KH
        - KI
        - KN
        - KR
        - KW
        - LA
        - LB
        - LR
        - LY
        - LC
        - LI
        - LK
        - LS
        - LT
        - LU
        - LV
        - MO
        - MF
        - MA
        - MC
        - MD
        - MG
        - MV
        - MX
        - MH
        - MK
        - ML
        - MT
        - MM
        - ME
        - MN
        - MP
        - MZ
        - MR
        - MS
        - MQ
        - MU
        - MW
        - MY
        - YT
        - NA
        - NC
        - NE
        - NF
        - NG
        - NI
        - NU
        - NL
        - 'NO'
        - NP
        - NR
        - NZ
        - OM
        - PK
        - PA
        - PN
        - PE
        - PH
        - PW
        - PG
        - PL
        - PR
        - KP
        - PT
        - PY
        - PS
        - PF
        - QA
        - RE
        - RO
        - RU
        - RW
        - SA
        - SD
        - SN
        - SG
        - GS
        - SH
        - SJ
        - SB
        - SL
        - SV
        - SM
        - SO
        - PM
        - RS
        - SS
        - ST
        - SR
        - SK
        - SI
        - SE
        - SZ
        - SX
        - SC
        - SY
        - TC
        - TD
        - TG
        - TH
        - TJ
        - TK
        - TM
        - TL
        - TO
        - TT
        - TN
        - TR
        - TV
        - TW
        - TZ
        - UG
        - UA
        - UM
        - UY
        - US
        - UZ
        - VA
        - VC
        - VE
        - VG
        - VI
        - VN
        - VU
        - WF
        - WS
        - XK
        - YE
        - ZA
        - ZM
        - ZW
      title: CountryCodeAlpha2
      x-enum-varnames:
        - AW
        - AF
        - AO
        - AI
        - AX
        - AL
        - AD
        - AE
        - AR
        - AM
        - AS
        - AQ
        - TF
        - AG
        - AU
        - AT
        - AZ
        - BI
        - BE
        - BJ
        - BQ
        - BF
        - BD
        - BG
        - BH
        - BS
        - BA
        - BL
        - BY
        - BZ
        - BM
        - BO
        - BR
        - BB
        - BN
        - BT
        - BV
        - BW
        - CF
        - CA
        - CC
        - CH
        - CL
        - CN
        - CI
        - CM
        - CD
        - CG
        - CK
        - CO
        - KM
        - CV
        - CR
        - CU
        - CW
        - CX
        - KY
        - CY
        - CZ
        - DE
        - DJ
        - DM
        - DK
        - DO
        - DZ
        - EC
        - EG
        - ER
        - EH
        - ES
        - EE
        - ET
        - FI
        - FJ
        - FK
        - FR
        - FO
        - FM
        - GA
        - GB
        - GE
        - GG
        - GH
        - GI
        - GN
        - GP
        - GM
        - GW
        - GQ
        - GR
        - GD
        - GL
        - GT
        - GF
        - GU
        - GY
        - HK
        - HM
        - HN
        - HR
        - HT
        - HU
        - ID
        - IM
        - IN
        - IO
        - IE
        - IR
        - IQ
        - IS
        - IL
        - IT
        - JM
        - JE
        - JO
        - JP
        - KZ
        - KE
        - KG
        - KH
        - KI
        - KN
        - KR
        - KW
        - LA
        - LB
        - LR
        - LY
        - LC
        - LI
        - LK
        - LS
        - LT
        - LU
        - LV
        - MO
        - MF
        - MA
        - MC
        - MD
        - MG
        - MV
        - MX
        - MH
        - MK
        - ML
        - MT
        - MM
        - ME
        - MN
        - MP
        - MZ
        - MR
        - MS
        - MQ
        - MU
        - MW
        - MY
        - YT
        - NA
        - NC
        - NE
        - NF
        - NG
        - NI
        - NU
        - NL
        - 'NO'
        - NP
        - NR
        - NZ
        - OM
        - PK
        - PA
        - PN
        - PE
        - PH
        - PW
        - PG
        - PL
        - PR
        - KP
        - PT
        - PY
        - PS
        - PF
        - QA
        - RE
        - RO
        - RU
        - RW
        - SA
        - SD
        - SN
        - SG
        - GS
        - SH
        - SJ
        - SB
        - SL
        - SV
        - SM
        - SO
        - PM
        - RS
        - SS
        - ST
        - SR
        - SK
        - SI
        - SE
        - SZ
        - SX
        - SC
        - SY
        - TC
        - TD
        - TG
        - TH
        - TJ
        - TK
        - TM
        - TL
        - TO
        - TT
        - TN
        - TR
        - TV
        - TW
        - TZ
        - UG
        - UA
        - UM
        - UY
        - US
        - UZ
        - VA
        - VC
        - VE
        - VG
        - VI
        - VN
        - VU
        - WF
        - WS
        - XK
        - YE
        - ZA
        - ZM
        - ZW
  securitySchemes:
    apiKeyAuth:
      type: apiKey
      in: header
      name: x-api-key
      description: Your Meow API key, sent in the `x-api-key` header for authentication.
      x-scopes:
        - accounts:read
        - accounts:write
        - accounts:payment-networks
        - accounts:transactions
        - accounts:balances
        - accounts:statements
        - accounts:tax-documents
        - entity:create
        - transfers:crypto:write
        - transfers:usdc:write
        - transfers:ach:write
        - transfers:wire:write
        - transfers:book:write
        - contacts:read
        - contacts:write
        - billing:products:read
        - billing:products:write
        - billing:customers:read
        - billing:customers:write
        - billing:invoices:read
        - billing:invoices:write
        - billing:accounts:read
        - billpay:read
        - billpay:write
        - onboarding:read
        - onboarding:write
        - cards:read
        - cards:write
        - webhooks:read
        - webhooks:write
        - partner:onboarding:read
        - partner:onboarding:write
        - partner:webhooks:read
        - partner:webhooks:write
        - simulations:write
        - banking:limits:read
        - banking:limits:write

````