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The Meow MCP server lets AI assistants work with your Meow account over the Model Context Protocol. An assistant can list entities and accounts, check balances, review transactions, look up contacts, manage invoices and bills, issue virtual cards, and draft payments for you to approve.
Payments are always drafted, never sent automatically. When an assistant creates a transfer through MCP, Meow records it as a draft in a pending-approval state. No money moves until a human approves it on the Meow dashboard. See Security & trust.

What you can do

Connect a client

Set up Claude, Cursor, VS Code, ChatGPT, and other MCP clients.

Authentication & scopes

OAuth sign-in, the API-key surface, and what each scope unlocks.

Tool reference

Every tool the server exposes, grouped by resource.

Security & trust

The human-in-the-loop model, least privilege, and auditability.

Two ways to connect

The Meow MCP server has two surfaces. Most users want OAuth.
OAuth surfaceCLI / API-key surface
Server URLhttps://mcp.meow.comhttps://mcp.meow.com/cli
Best forInteractive assistants (Claude.ai, ChatGPT, Cursor)Coding agents and automation; agent-led signup
AuthenticationSign in once with your Meow login (OAuth)Bearer API key, or guided signup for new accounts
AccessAll entities your login can reachThe entity your API key is scoped to
PermissionsChosen at connect time with a scope pickerDefined by your API key’s scopes
See Connect a client for copy-paste setup for each client.

Capabilities at a glance

AreaWhat the assistant can doAccess
Entities & accountsList business entities, accounts, balances, and payment networksRead
TransactionsList and look up transactions, ACH, wire, and USDC transfersRead
ContactsList and look up saved payment contactsRead
CardsList cards and activity, view spending insights, issue virtual cards, freeze/revokeRead + action
Invoices & billingList and create products, customers, and invoicesRead + action
BillsList and look up payablesRead
TransfersDraft ACH, scheduled ACH, wire, book, and crypto payments for human approvalAction (draft only)
Account signupOpen a Meow account and upload documents through the assistantAction
Read tools are always available. Action tools require the matching scope and are governed by your role, so an assistant can never do more than you can.

Get connected in two minutes

1

Pick a client

Choose your assistant on the Connect a client page.
2

Add the server

Use the install button or paste the config. For Claude Code: claude mcp add --transport http meow https://mcp.meow.com
3

Authenticate

Sign in with OAuth (or add your API key), then choose which permissions to grant.
4

Try a prompt

Ask “What are my account balances?” See more example prompts.

Prerequisites