Simulate Inbound Transfer
⚠️ Sandbox & development only. Simulation endpoints are not available in production and return
404 Not Foundthere.
Simulates an inbound ACH, wire, RTP, or FedNow transfer into a cash account in the sandbox. Only cash accounts support this simulation.
Authorizations
Your Meow API key, sent in the x-api-key header for authentication.
Headers
Optional entity_id to scope requests to a specific entity.
Body
The cash account ID, exactly as returned by the list accounts endpoint (for example, cash_account_<uuid>).
The payment rail to simulate the inbound transfer over.
ach, wire, rtp, fednow The transfer amount, in dollars.
0 < x <= 20000000Response
Successful Response
The cash account the simulated funds were credited to.
The simulated transfer amount, in dollars.
^(?!^[-+.]*$)[+-]?0*\d*\.?\d*$The payment rail the transfer was simulated over.
ach, wire, rtp, fednow The status of the simulated transfer.
submitted When the simulation was submitted.
The simulated sender name stamped on this transfer. It appears as the transaction's counterparty name once the transfer settles, and as originator_name on the resulting inbound_ach_transfer.* / inbound_wire_transfer.* webhook — use it to correlate this simulation with the transaction and webhook it produces. Poll GET /simulations/inbound_transfers/{sender_name} to check whether it has settled yet. Null for fednow, whose simulation has no sender-name field.