Create Wire Transfer
curl --request POST \
--url https://api.meow.com/v1/accounts/{account_id}/wire \
--header 'Content-Type: application/json' \
--header 'x-api-key: <api-key>' \
--data '
{
"amount": 500000000.5,
"counterparty_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"email": "jsmith@example.com",
"instructions": "<string>",
"purpose": "<string>",
"internal_note": "<string>",
"metadata": {},
"idempotency_key": "<string>"
}
'import requests
url = "https://api.meow.com/v1/accounts/{account_id}/wire"
payload = {
"amount": 500000000.5,
"counterparty_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"email": "jsmith@example.com",
"instructions": "<string>",
"purpose": "<string>",
"internal_note": "<string>",
"metadata": {},
"idempotency_key": "<string>"
}
headers = {
"x-api-key": "<api-key>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {'x-api-key': '<api-key>', 'Content-Type': 'application/json'},
body: JSON.stringify({
amount: 500000000.5,
counterparty_id: '3c90c3cc-0d44-4b50-8888-8dd25736052a',
email: 'jsmith@example.com',
instructions: '<string>',
purpose: '<string>',
internal_note: '<string>',
metadata: {},
idempotency_key: '<string>'
})
};
fetch('https://api.meow.com/v1/accounts/{account_id}/wire', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.meow.com/v1/accounts/{account_id}/wire"
payload := strings.NewReader("{\n \"amount\": 500000000.5,\n \"counterparty_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n \"email\": \"jsmith@example.com\",\n \"instructions\": \"<string>\",\n \"purpose\": \"<string>\",\n \"internal_note\": \"<string>\",\n \"metadata\": {},\n \"idempotency_key\": \"<string>\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("x-api-key", "<api-key>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.meow.com/v1/accounts/{account_id}/wire")
.header("x-api-key", "<api-key>")
.header("Content-Type", "application/json")
.body("{\n \"amount\": 500000000.5,\n \"counterparty_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n \"email\": \"jsmith@example.com\",\n \"instructions\": \"<string>\",\n \"purpose\": \"<string>\",\n \"internal_note\": \"<string>\",\n \"metadata\": {},\n \"idempotency_key\": \"<string>\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.meow.com/v1/accounts/{account_id}/wire")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["x-api-key"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"amount\": 500000000.5,\n \"counterparty_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n \"email\": \"jsmith@example.com\",\n \"instructions\": \"<string>\",\n \"purpose\": \"<string>\",\n \"internal_note\": \"<string>\",\n \"metadata\": {},\n \"idempotency_key\": \"<string>\"\n}"
response = http.request(request)
puts response.read_body<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.meow.com/v1/accounts/{account_id}/wire",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'amount' => 500000000.5,
'counterparty_id' => '3c90c3cc-0d44-4b50-8888-8dd25736052a',
'email' => 'jsmith@example.com',
'instructions' => '<string>',
'purpose' => '<string>',
'internal_note' => '<string>',
'metadata' => [
],
'idempotency_key' => '<string>'
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json",
"x-api-key: <api-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}const url = 'https://api.meow.com/v1/accounts/{account_id}/wire';
const options = {
method: 'POST',
headers: {'x-api-key': '<api-key>', 'Content-Type': 'application/json'},
body: JSON.stringify({
amount: 500000000.5,
counterparty_id: '3c90c3cc-0d44-4b50-8888-8dd25736052a',
email: 'jsmith@example.com',
instructions: '<string>',
purpose: '<string>',
internal_note: '<string>',
metadata: {},
idempotency_key: '<string>'
})
};
fetch(url, options)
.then(res => res.json())
.then(json => console.log(json))
.catch(err => console.error(err));using RestSharp;
var options = new RestClientOptions("https://api.meow.com/v1/accounts/{account_id}/wire");
var client = new RestClient(options);
var request = new RestRequest("");
request.AddHeader("x-api-key", "<api-key>");
request.AddJsonBody("{\n \"amount\": 500000000.5,\n \"counterparty_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n \"email\": \"jsmith@example.com\",\n \"instructions\": \"<string>\",\n \"purpose\": \"<string>\",\n \"internal_note\": \"<string>\",\n \"metadata\": {},\n \"idempotency_key\": \"<string>\"\n}", false);
var response = await client.PostAsync(request);
Console.WriteLine("{0}", response.Content);
val client = OkHttpClient()
val mediaType = MediaType.parse("application/json")
val body = RequestBody.create(mediaType, "{\n \"amount\": 500000000.5,\n \"counterparty_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n \"email\": \"jsmith@example.com\",\n \"instructions\": \"<string>\",\n \"purpose\": \"<string>\",\n \"internal_note\": \"<string>\",\n \"metadata\": {},\n \"idempotency_key\": \"<string>\"\n}")
val request = Request.Builder()
.url("https://api.meow.com/v1/accounts/{account_id}/wire")
.post(body)
.addHeader("x-api-key", "<api-key>")
.addHeader("Content-Type", "application/json")
.build()
val response = client.newCall(request).execute()import Foundation
let parameters = [
"amount": 500000000.5,
"counterparty_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"email": "jsmith@example.com",
"instructions": "<string>",
"purpose": "<string>",
"internal_note": "<string>",
"metadata": [],
"idempotency_key": "<string>"
] as [String : Any?]
let postData = try JSONSerialization.data(withJSONObject: parameters, options: [])
let url = URL(string: "https://api.meow.com/v1/accounts/{account_id}/wire")!
var request = URLRequest(url: url)
request.httpMethod = "POST"
request.timeoutInterval = 10
request.allHTTPHeaderFields = [
"x-api-key": "<api-key>",
"Content-Type": "application/json"
]
request.httpBody = postData
let (data, _) = try await URLSession.shared.data(for: request)
print(String(decoding: data, as: UTF8.self))falsefalse$headers=@{}
$headers.Add("x-api-key", "<api-key>")
$headers.Add("Content-Type", "application/json")
$response = Invoke-WebRequest -Uri 'https://api.meow.com/v1/accounts/{account_id}/wire' -Method POST -Headers $headers -ContentType 'application/json' -Body '{
"amount": 500000000.5,
"counterparty_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"email": "jsmith@example.com",
"instructions": "<string>",
"purpose": "<string>",
"internal_note": "<string>",
"metadata": {},
"idempotency_key": "<string>"
}'{
"status": "pending",
"amount": "<string>",
"instructions": "<string>",
"counterparty_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"created_time": 123,
"transfer_type": "book",
"approval_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"id": "<string>",
"message": "<string>",
"metadata": {}
}{
"code": 123,
"message": "<string>",
"debug_message": "<string>"
}{
"error_code": "<string>",
"message": "<string>"
}{
"error_code": "<string>",
"message": "<string>"
}{
"error_code": "<string>",
"message": "<string>"
}Transfers
Create Wire Transfer
Creates a new wire transfer to an external counterparty. Wires are sent in US dollars, including to a counterparty banking outside the US. To pay someone in their own currency, use POST /accounts/{account_id}/international.
POST
/
accounts
/
{account_id}
/
wire
Create Wire Transfer
curl --request POST \
--url https://api.meow.com/v1/accounts/{account_id}/wire \
--header 'Content-Type: application/json' \
--header 'x-api-key: <api-key>' \
--data '
{
"amount": 500000000.5,
"counterparty_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"email": "jsmith@example.com",
"instructions": "<string>",
"purpose": "<string>",
"internal_note": "<string>",
"metadata": {},
"idempotency_key": "<string>"
}
'import requests
url = "https://api.meow.com/v1/accounts/{account_id}/wire"
payload = {
"amount": 500000000.5,
"counterparty_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"email": "jsmith@example.com",
"instructions": "<string>",
"purpose": "<string>",
"internal_note": "<string>",
"metadata": {},
"idempotency_key": "<string>"
}
headers = {
"x-api-key": "<api-key>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {'x-api-key': '<api-key>', 'Content-Type': 'application/json'},
body: JSON.stringify({
amount: 500000000.5,
counterparty_id: '3c90c3cc-0d44-4b50-8888-8dd25736052a',
email: 'jsmith@example.com',
instructions: '<string>',
purpose: '<string>',
internal_note: '<string>',
metadata: {},
idempotency_key: '<string>'
})
};
fetch('https://api.meow.com/v1/accounts/{account_id}/wire', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.meow.com/v1/accounts/{account_id}/wire"
payload := strings.NewReader("{\n \"amount\": 500000000.5,\n \"counterparty_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n \"email\": \"jsmith@example.com\",\n \"instructions\": \"<string>\",\n \"purpose\": \"<string>\",\n \"internal_note\": \"<string>\",\n \"metadata\": {},\n \"idempotency_key\": \"<string>\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("x-api-key", "<api-key>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.meow.com/v1/accounts/{account_id}/wire")
.header("x-api-key", "<api-key>")
.header("Content-Type", "application/json")
.body("{\n \"amount\": 500000000.5,\n \"counterparty_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n \"email\": \"jsmith@example.com\",\n \"instructions\": \"<string>\",\n \"purpose\": \"<string>\",\n \"internal_note\": \"<string>\",\n \"metadata\": {},\n \"idempotency_key\": \"<string>\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.meow.com/v1/accounts/{account_id}/wire")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["x-api-key"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"amount\": 500000000.5,\n \"counterparty_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n \"email\": \"jsmith@example.com\",\n \"instructions\": \"<string>\",\n \"purpose\": \"<string>\",\n \"internal_note\": \"<string>\",\n \"metadata\": {},\n \"idempotency_key\": \"<string>\"\n}"
response = http.request(request)
puts response.read_body<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.meow.com/v1/accounts/{account_id}/wire",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'amount' => 500000000.5,
'counterparty_id' => '3c90c3cc-0d44-4b50-8888-8dd25736052a',
'email' => 'jsmith@example.com',
'instructions' => '<string>',
'purpose' => '<string>',
'internal_note' => '<string>',
'metadata' => [
],
'idempotency_key' => '<string>'
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json",
"x-api-key: <api-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}const url = 'https://api.meow.com/v1/accounts/{account_id}/wire';
const options = {
method: 'POST',
headers: {'x-api-key': '<api-key>', 'Content-Type': 'application/json'},
body: JSON.stringify({
amount: 500000000.5,
counterparty_id: '3c90c3cc-0d44-4b50-8888-8dd25736052a',
email: 'jsmith@example.com',
instructions: '<string>',
purpose: '<string>',
internal_note: '<string>',
metadata: {},
idempotency_key: '<string>'
})
};
fetch(url, options)
.then(res => res.json())
.then(json => console.log(json))
.catch(err => console.error(err));using RestSharp;
var options = new RestClientOptions("https://api.meow.com/v1/accounts/{account_id}/wire");
var client = new RestClient(options);
var request = new RestRequest("");
request.AddHeader("x-api-key", "<api-key>");
request.AddJsonBody("{\n \"amount\": 500000000.5,\n \"counterparty_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n \"email\": \"jsmith@example.com\",\n \"instructions\": \"<string>\",\n \"purpose\": \"<string>\",\n \"internal_note\": \"<string>\",\n \"metadata\": {},\n \"idempotency_key\": \"<string>\"\n}", false);
var response = await client.PostAsync(request);
Console.WriteLine("{0}", response.Content);
val client = OkHttpClient()
val mediaType = MediaType.parse("application/json")
val body = RequestBody.create(mediaType, "{\n \"amount\": 500000000.5,\n \"counterparty_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n \"email\": \"jsmith@example.com\",\n \"instructions\": \"<string>\",\n \"purpose\": \"<string>\",\n \"internal_note\": \"<string>\",\n \"metadata\": {},\n \"idempotency_key\": \"<string>\"\n}")
val request = Request.Builder()
.url("https://api.meow.com/v1/accounts/{account_id}/wire")
.post(body)
.addHeader("x-api-key", "<api-key>")
.addHeader("Content-Type", "application/json")
.build()
val response = client.newCall(request).execute()import Foundation
let parameters = [
"amount": 500000000.5,
"counterparty_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"email": "jsmith@example.com",
"instructions": "<string>",
"purpose": "<string>",
"internal_note": "<string>",
"metadata": [],
"idempotency_key": "<string>"
] as [String : Any?]
let postData = try JSONSerialization.data(withJSONObject: parameters, options: [])
let url = URL(string: "https://api.meow.com/v1/accounts/{account_id}/wire")!
var request = URLRequest(url: url)
request.httpMethod = "POST"
request.timeoutInterval = 10
request.allHTTPHeaderFields = [
"x-api-key": "<api-key>",
"Content-Type": "application/json"
]
request.httpBody = postData
let (data, _) = try await URLSession.shared.data(for: request)
print(String(decoding: data, as: UTF8.self))falsefalse$headers=@{}
$headers.Add("x-api-key", "<api-key>")
$headers.Add("Content-Type", "application/json")
$response = Invoke-WebRequest -Uri 'https://api.meow.com/v1/accounts/{account_id}/wire' -Method POST -Headers $headers -ContentType 'application/json' -Body '{
"amount": 500000000.5,
"counterparty_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"email": "jsmith@example.com",
"instructions": "<string>",
"purpose": "<string>",
"internal_note": "<string>",
"metadata": {},
"idempotency_key": "<string>"
}'{
"status": "pending",
"amount": "<string>",
"instructions": "<string>",
"counterparty_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"created_time": 123,
"transfer_type": "book",
"approval_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
"id": "<string>",
"message": "<string>",
"metadata": {}
}{
"code": 123,
"message": "<string>",
"debug_message": "<string>"
}{
"error_code": "<string>",
"message": "<string>"
}{
"error_code": "<string>",
"message": "<string>"
}{
"error_code": "<string>",
"message": "<string>"
}Authorizations
Your Meow API key, sent in the x-api-key header for authentication.
Headers
A unique key you generate (1-50 printable ASCII characters, no spaces) so retrying this request never creates a duplicate. Reusing a key is rejected.
Required string length:
1 - 50Pattern:
^[!-~]+$Optional entity_id to scope requests to a specific entity.
Path Parameters
The ID of the account.
Body
application/json
Amount to send, in USD.
Required range:
1 <= x <= 1000000000Contact to pay. Use list_contacts to find one.
Email address to notify when the operation completes
Wire instructions sent to the receiving bank.
Required string length:
1 - 140Purpose of payment. Required by some receiving banks. Your account's bank sets the maximum length: 16 characters on most accounts, 50 on some. A longer purpose is rejected with a message giving your limit.
Minimum string length:
1Private note, visible only inside Meow.
Required string length:
5 - 255Your own key/value data to attach to this object. Meow stores it unchanged and returns it on every read of the object and on every webhook event about it, so you can match it back to your own records. Up to 20 pairs; keys up to 40 characters, values up to 200, and 5 KB serialized as JSON in total — note that a non-ASCII character counts as 6 bytes and an emoji as 12. Values must be strings. Meow never interprets it — do not put anything here that needs to stay private.
Show child attributes
Show child attributes
Deprecated: send the key in the Idempotency-Key header instead. When both are sent they must match.
Required string length:
1 - 50Response
Successful Response
Where the wire is in its lifecycle. pending_approval means an approval policy is holding it; processing means it was queued for submission to the bank.
Available options:
pending, pending_approval, canceled, processing, error, sent, returned, void Amount sent, in USD. Echoes the request.
Pattern:
^(?!^[-+.]*$)[+-]?0*\d*\.?\d*$Wire instructions sent to the receiving bank. Echoes the request, except for contacts paid through your brokerage account, where Meow replaces the submitted memo with system-generated instructions.
Contact that was paid. Echoes the request.
When the transfer was created, as a Unix timestamp in seconds.
Rail used. Always wire for this endpoint.
Available options:
book, usdc, usdt, pyusd, cash, usdg, path_usd, ach, wire, international Handle for this transfer, returned whether or not an approval policy gated it. Pass it to GET /approvals/{approval_id} to follow the transfer to completion.
Identifier of the wire at the bank. null until the transfer leaves the queue, so it is always absent while status is processing or pending_approval. Use approval_id as the stable handle instead.
Human-readable next step. Set only when status is pending_approval; otherwise null.
The metadata attached when this object was created, unchanged. null when none was attached. Rarely, a .created webhook can be published before the create request finishes committing, and that one event reports null; every later event and every read of the object carries the metadata.
Show child attributes
Show child attributes